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We help individuals and families pursue their ideal retirements.

Avoid New Retirement Over Spending 

By Bill Aldrich | July 14, 2019 | 0 Comments

You’ve put your time in and the day you’ve been waiting for has finally come. It’s time to retire! You’re done working 40+ hours a week and ready to enjoy the money you’ve been saving for years. Slow down for a minute, though. It can be tempting after working for so many years to start…

Think Before You Build Your Retirement Dream Home

By Bill Aldrich | July 8, 2019 | 0 Comments

Building your dream home for retirement is not an uncommon goal many Americans have. However, just because it’s a common dream doesn’t mean it’s an appropriate dream for a large portion of the population. Sure, you may have several hundred thousand or a couple million in your retirement accounts. You’ll still want to think before…

Your 2019 IRA Guide

By Bill Aldrich | June 29, 2019 | 0 Comments

When it comes to retirement savings, one of the best options available to those who don’t have a workplace retirement plan is an IRA. These savings vehicles allow for future retirees to save up to $6,000 per year in a tax-advantaged manner as of 2019. Those who have reached age 50 can add another $1,000…

Is Your Pension at Risk?

By Bill Aldrich | June 23, 2019 | 0 Comments

Everyone faces the concept of retirement at some point. The closer an individual gets to retirement age, the more concerned he may become about his ability to live comfortably after retirement. It may also make him wonder whether his retirement benefits will be available when he is ready to collect. The Future of Pensions Those…

Take a Summer vacation… for your mental health!

By Bill Aldrich | June 23, 2019 | 0 Comments

The Forty-hour work week paired with a busy schedule tends to be a recipe for stress and burn out. While practicing daily self-care in small increments is an important piece to preventing burn out, periodically taking a prolonged break from our responsibilities and stressors is equally as important. According to Dr. Krauss of Psychology Today,…

Probate & Your Retirement Accounts 

By Bill Aldrich | June 17, 2019 | 0 Comments

Planning for retirement allows for many considerations and avoiding Probate is one of them.  The good news is if you own a retirement account and have named beneficiaries, the account does not have to go through the probate process in most cases. Avoiding probate should be one of the goals of proper estate and retirement…

Bill on Big Changes to U.S. Retirement System Moves to Senate

By Bill Aldrich | June 2, 2019 | 0 Comments

The Setting Every Community Up for Retirement Enhancement Act (SECURE Act) recently passed in the House of Representatives by a margin of 417-3 last Thursday. The bill is slated to be successfully ratified into law by the U.S. Senate later in the year in a rare moment of bipartisanship. The SECURE Act marks the most…

Top 10 Important Ages for Retirement Planning

By Bill Aldrich | May 26, 2019 | 0 Comments

It is never too early to begin thinking about retirement. Even if that season of life is decades away for you, the financial decisions that you make now can have a significant impact on your quality of life later down the road. As you begin planning for your future, it is important to have a…

UPDATE: 2019 – 401(k) and IRA Limits

By Bill Aldrich | May 19, 2019 | 0 Comments

Although we assume many of our readers know what a 401(k) and an IRA are, let’s cover these quickly. What is a 401(k)? 401(k) retirement, savings, and investment accounts are places to store money in which your contributions are typically matched – a portion of those earnings, usually not all of them in dollar-for-dollar fashion…

Preparing For Incapacity & Long Term Care

By Bill Aldrich | May 14, 2019 | 0 Comments

  Individuals working for years and planning for retirement ultimately lead to be dynamic go-getters who don’t want to think about the limitations and possible incapacitations of old age. However, with smart planning in your 50’s and 60’s, you can protect your heirs from financial risk and even protect a business from a crippling lack…

Top Asked Social Security Benefit Questions

By Bill Aldrich | May 6, 2019 | 0 Comments

Social Security is one of the main benefit programs for workers in the United States. At some point, almost everyone will collect something from Social Security. If you are getting close to collecting from Social Security, you might be wondering how the program works and what to expect. Here are some of the most commonly…

Your Tax Return & Your Retirement

By Bill Aldrich | April 25, 2019 | 0 Comments

This years tax deadline is behind us. If you received a refund, what’s your plan? Some taxpayers choose to spend the entire check on clothing, shoes, and their appearance.  They never look into investing their money for their own personal future. In a sense, you may be temporarily happy about your purchases or your new…