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We help individuals and families pursue their ideal retirements.

Take a Summer vacation… for your mental health!

By Bill Aldrich | June 23, 2019 | 0 Comments

The Forty-hour work week paired with a busy schedule tends to be a recipe for stress and burn out. While practicing daily self-care in small increments is an important piece to preventing burn out, periodically taking a prolonged break from our responsibilities and stressors is equally as important. According to Dr. Krauss of Psychology Today,…

Probate & Your Retirement Accounts 

By Bill Aldrich | June 17, 2019 | 0 Comments

Planning for retirement allows for many considerations and avoiding Probate is one of them.  The good news is if you own a retirement account and have named beneficiaries, the account does not have to go through the probate process in most cases. Avoiding probate should be one of the goals of proper estate and retirement…

Bill on Big Changes to U.S. Retirement System Moves to Senate

By Bill Aldrich | June 2, 2019 | 0 Comments

The Setting Every Community Up for Retirement Enhancement Act (SECURE Act) recently passed in the House of Representatives by a margin of 417-3 last Thursday. The bill is slated to be successfully ratified into law by the U.S. Senate later in the year in a rare moment of bipartisanship. The SECURE Act marks the most…

Top 10 Important Ages for Retirement Planning

By Bill Aldrich | May 26, 2019 | 0 Comments

It is never too early to begin thinking about retirement. Even if that season of life is decades away for you, the financial decisions that you make now can have a significant impact on your quality of life later down the road. As you begin planning for your future, it is important to have a…

UPDATE: 2019 – 401(k) and IRA Limits

By Bill Aldrich | May 19, 2019 | 0 Comments

Although we assume many of our readers know what a 401(k) and an IRA are, let’s cover these quickly. What is a 401(k)? 401(k) retirement, savings, and investment accounts are places to store money in which your contributions are typically matched – a portion of those earnings, usually not all of them in dollar-for-dollar fashion…

Preparing For Incapacity & Long Term Care

By Bill Aldrich | May 14, 2019 | 0 Comments

  Individuals working for years and planning for retirement ultimately lead to be dynamic go-getters who don’t want to think about the limitations and possible incapacitations of old age. However, with smart planning in your 50’s and 60’s, you can protect your heirs from financial risk and even protect a business from a crippling lack…

Top Asked Social Security Benefit Questions

By Bill Aldrich | May 6, 2019 | 0 Comments

Social Security is one of the main benefit programs for workers in the United States. At some point, almost everyone will collect something from Social Security. If you are getting close to collecting from Social Security, you might be wondering how the program works and what to expect. Here are some of the most commonly…

Your Tax Return & Your Retirement

By Bill Aldrich | April 25, 2019 | 0 Comments

This years tax deadline is behind us. If you received a refund, what’s your plan? Some taxpayers choose to spend the entire check on clothing, shoes, and their appearance.  They never look into investing their money for their own personal future. In a sense, you may be temporarily happy about your purchases or your new…

Retirement Reform in 2019

By Bill Aldrich | April 14, 2019 | 0 Comments

Two years ago, the current government built their own mark on the United States with what some call the most necessary and important tax reform. The retirement reform that they are planning might be the long shot of 2019 since there are four important pieces of retirement reform in legislation before Congress. Every single piece…

Taxes & Your Retirement Years

By Bill Aldrich | April 7, 2019 | 0 Comments

Taxes are on the minds of many as we just passed the 2019 tax deadline.   Unfortunately, many retirees every year fail to properly account for taxes when deciding things such as budgets, withdrawal rates, and whether or not they have the flexibility to make larger purchases. So, what are a variety of techniques that…

Could Your Retirement Be Delayed?

By Bill Aldrich | March 29, 2019 | 0 Comments

Many people spend years dreaming about the day they will retire. They envision spending time in their vacation home’s with their family and friends at their sides. However, for some, this vision doesn’t become reality.  Instead, they spend their golden years working instead of at the golf course or having coffee with friends. If you…

At 59 ½ – You Can Take Control!

By Bill Aldrich | March 24, 2019 | 0 Comments

Before you turn 60 years old, your 401k plan has a set up that you may want to take advantage of. In the past, there has been a lot of middle-aged taxpayers who were scared to open certain bank accounts. Nowadays, those thoughts of being financially taken advantage of are not what investors are thinking…

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